martedì 16 settembre 2008

E-commerce e pagamenti on line


Un paio di settimane fà a una puntata di Matrix si parlava di frodi on line, come prevenirle, come difendersi, c'erano delle testimonianze di persone truffate e degli esperti in studio che dovevano far chiarezza sull'argomento.

Ecco, secondo noi non è stata fatta tanta chiarezza ma è stato fatto passare il messaggio che internet è il luogo meno sicuro della terra, pieno zeppo di farabutti pronti a fregarti appena abbassi le difese o ti distrai un attimo. Questo può anche essere vero, ma per difendersi basta poco.

In particolare si parlava di transazioni on line con carte di credito e degli accorgimenti da avere prima di effettuare un pagamento. Adesso vi elencheremo una serie di precauzioni da prendere per essere certi di stare pagando in assoluta sicurezza.

Prima però vogliamo fare una affermazione che può sembrare un po' di parte visto chi la stà facendo, cioè noi, che lavoriamo sul web con il nostro e-commerce:

"Usare la carta di credito su internet per effettuare un pagamento on line, non è sicuro, è sicurissimo, basta essere un attimino accorti."

E questo non lo diciamo noi, ma lo dicono le statistiche; le percentuali di frodi on-line in un anno sono circa dello 0,04 % su tutte le transazioni effettuate. Si tratta di transazioni effettuate in ambienti non protetti.

Cio' vuol dire che è molto più probabile che ci vengano copiati i dati della carta pagando da un benzinaio, in un albergo, in un ristorante....

I server delle banche che ospitano i servizi di pagamento on line con un pos virtuale, hanno dei livelli di sicurezza altissimi, garantiti dal protocollo "Secur Sockets layer", lo standard mondiale più elevato in materia di protezione dei dati. Tutta la transazione avviene in maniera protetta e i dati che immettete nel pannello di pagamento vengono trasferiti alla banca, nel nostro caso la Banca Antonveneta, crittografati con degli algoritmi sofisticatissimi.

In pratica, è impossibile che i vostri dati vengano intercettati da qualche maleintenzionato, sempre che vi stiate trovando in un ambiente protetto.

Per i pagamenti sul nostro sito, noi ci siamo affidati al server esterno di Banca Antonveneta, cioè non pagarete il vostro ordine sul nostro sito, ma effettuerete la transazione direttamente sul sito della Banca, a cui venite trasferiti dopo aver completato l'ordine.

Ma ritornando alle accortezze da prendere prima di effettuare un pagamento, ecco cosa tenere d'occhio e cosa non fare mai:

1) l'indirizzo della pagina in cui state facendo il pagamento deve sempre cominciare con https, ci deve essere la "s" che sta per pagina sicura. Es. https://www/ ....

Se l'indirizzo della pagina comincia con http://www/ senza la "s" dopo la p, vuol dire che la pagina non è protetta, ma è una pagina web standard, quindi non immettete i dati della carta.

Inoltre noterete in alto a destra della pagina o in basso a sinistra un lucchettino giallo, che stà a indicare che la pagina è protetta.

2) Non rispondente o collegatevi ad un sito attraverso un e-mail che vi richiede di verificare i dati della vostra carta, che vi informa che vi è stato bloccato il conto e che và sbloccato..etc...etc.. Nessuna banca vi richiede i dati sensibili del vostro conto attraverso una e-mail. Questa mail può sembrare provenire da un istituto bancario o dalle poste italiane ma non è così... Quando la e-mail comincia con "Gentile cliente..." c'è dietro la fregatura. Inoltre sono sempre scritte in un italiano sgrammaticato, in quanto generalmente sono spedite dall'est Europa.

3) Non ricaricate mai la Postepay di uno sconosciuto, magari acquistando su Ebay, in quanto la transazione non è facilmente riscontrabile. Il nostro servizio di pagamento on line include tra le carte utilizzabili anche la Postepay, ma il pagamento viene effettuata direttamente alla banca.

Questi sono i principali accorgimenti da usare per stare sicuri ed usufruire di un servizio che, se usato nel modo corretto è molto pratico. Per qualsiasi domanda siamo qui.

Berny

(Foto di girinorfano)

42 commenti:

Unknown ha detto...

assolutamente d'accordo!!! ho comprato spesso su internet.. e la mia carta di credito è stata clonata solo una volta... ovvero dal mio benzinaio di fiducia! gli erano entrati i ladri e avevano manomesso il lettore! e vabbè!
un bacio

La Boutique del Gusto ha detto...

Ciao Viviana, grazie per la tua testimonianza.., mi dispiace per te e il benzinaio..., peccato che non possiamo fare benzina su internet :DD

Berny

Ciboulette ha detto...

un post piu' interessante dopo l'altro....grazie, per me che sono ancora un minimo diffidente sono molto utili!

Anonimo ha detto...

Download Free Casino tyuueooru
Free Casino Money
Ensure that the one you're interested in prefer using a trustable and ideal software that you can rely on.
[url=http://www.nhgaa.org/]Best Online Casino[/url]
You should also check out the software that these online casino websites are using.
http://www.nhgaa.org/ - Casino Game Download

Also, check out whether or not their customer service is available 24/7.

Anonimo ha detto...

canada singles [url=http://loveepicentre.com/]loving people online for datings[/url] durangos dating website http://loveepicentre.com/ midlands dating

Anonimo ha detto...

volkswagen 2008 rabbit reviews http://automotoportal.in/motor-com/integra-18b-motor starting problem after refuelling mercedes
[url=http://automotoportal.in/porsche/blaupunkt-1994-porsche-speedster]volkswagen commercial big day[/url] automobile black book [url=http://automotoportal.in/plymouth/email-address-for-michelle-foley-plymouth-nh]email address for michelle foley plymouth nh[/url]
mercedes benz sel sale http://automotoportal.in/lancia/lancia-integrale
[url=http://automotoportal.in/lincolns/lincoln-park-renaissan]track listing for mercedes rear end[/url] convertible automobile reviews [url=http://automotoportal.in/morgan/morgan-yonge]morgan yonge[/url]
volkswagen credit customer service http://automotoportal.in/lamborghini/lamborghini-desktop
[url=http://automotoportal.in/morgan]paris racing[/url] automobile steering wheel covers [url=http://automotoportal.in/porsche/preowned-porsche]preowned porsche[/url]

Anonimo ha detto...

surf movie wikipedia scene jets dick [url=http://full-length-movies.com/dvd-quality-movie-alien-vs-predator-requiem/14933database/]Alien Vs Predator Requiem[/url] movie the opsel [url=http://full-length-movies.com/dvd-quality-movie-21-blackjack/2847database/]21 Blackjack[/url]
download free simpsons movie [url=http://full-length-movies.com/dvd-quality-movie-bridge-to-terabithia/19534database/]Bridge to Terabithia[/url] exsamples for movie maker [url=http://full-length-movies.com/dvd-quality-movie-el-pantano-de-las-animas/8684database/]El Pantano De Las Animas[/url]
free erotic movie clips [url=http://full-length-movies.com/dvd-quality-movie-above-the-rim/4755database/]Above the Rim[/url] first movie in color to win best picture [url=http://worldmovs.co.cc/full_version-exorcist-the-beginning/11882database/]Exorcist The Beginning[/url]
ghost dog movie [url=http://worldmovs.co.cc/full_version-panico-no-lago-2/27630database/]Panico No Lago 2[/url] moview review to the movie hours [url=http://full-length-movies.com/dvd-quality-movie-la-ultima-legion/21010database/]La Ultima Legion[/url]

Anonimo ha detto...

code of ethics for human services and health care [url=http://usadrugstoretoday.com/categories/cardiovascular.htm]cardiovascular[/url] drug and alcohol evaluation maryland http://usadrugstoretoday.com/products/rave--energy-and-mind-stimulator-.htm
tetracycline antibiotic [url=http://usadrugstoretoday.com/products/vantin.htm]vantin[/url] do girls like to suck a tiny penis [url=http://usadrugstoretoday.com/categories/gums.htm ]raw food diet information [/url] domestic cats urinary problems
hives zantac [url=http://usadrugstoretoday.com/products/fluoxetine.htm]fluoxetine[/url] the best of the breast download http://usadrugstoretoday.com/products/brand-tamiflu.htm
diseases and problems associated with diabetes [url=http://usadrugstoretoday.com/products/celebrex.htm]celebrex[/url] hemihypertrophy disorder [url=http://usadrugstoretoday.com/products/trimox.htm ]psychopharmacology hair loss [/url] how to make face serm with vitamin c

Anonimo ha detto...

blackjack 2 micro sd 6gb http://wqm.in/jokers casino royale 1967
[url=http://wqm.in/lottery]casino purse or handbag[/url] avery cardoza casino games [url=http://wqm.in/bingo_bingo-bed-toy]bingo bed toy[/url]
free bingo templates http://wqm.in/jackpot_hit-the-jackpot
[url=http://wqm.in/poker-online_pirates-poker-dice-game]making money in online casinos[/url] how much can you deduct if you win money on lottery [url=http://wqm.in/roulette_virtual-play-roulette-game]virtual play roulette game[/url]
bingo teachers http://wqm.in/betting_betting-odds-nfl online gambling in the united states [url=http://wqm.in/casino-online_alton-bell-casino]alton bell casino[/url]

Anonimo ha detto...

white 2006 mercedes benz e350 4 matic http://xwm.in/bugatti/bugatti-flatware-sale french auto parts company distributor jerome
[url=http://xwm.in/rover/yerf-dog-rover-cuv]automobile importing into canada[/url] automobile insulation heat barrier [url=http://xwm.in/nissan/fuel-pump-for-85-nissan-kingcab]fuel pump for 85 nissan kingcab[/url]
bijtelling auto http://xwm.in/saleen/saleen-camaro-exhaust
[url=http://xwm.in/racing/dodge-avenger-street-racing-videos]mercedes benz stephen schnetzer[/url] local computer auto sellers [url=http://xwm.in/porsche/porsche-statstics]porsche statstics[/url]
skf automobile 2cv http://xwm.in/saleen/saleen-irs
[url=http://xwm.in/nissan/nissan-safety-car-seats]mercedes diesel service manuals[/url] volkswagen jetta brake life [url=http://xwm.in/peugeot/test-module-allumage-106-peugeot]test module allumage 106 peugeot[/url]

Anonimo ha detto...

movie titles get smarter [url=http://moviestrawberry.com/films/film_glengarry_glen_ross/]glengarry glen ross[/url] sex movie http://moviestrawberry.com/films/film_mutant_aliens/ catch a fire movie
movie extras no experience required [url=http://moviestrawberry.com/films/film_kkaku_kidtai/]kkaku kidtai[/url] watch simpsons movie times http://moviestrawberry.com/films/film_never_get_outta_the_boat/ gay movie boy first time seduction
movie theater dayton ohio [url=http://moviestrawberry.com/films/film_any_given_sunday/]any given sunday[/url] kingdom foxx movie moral equivocation
script for the movie arthur dudley moore [url=http://moviestrawberry.com/films/film_living_proof/]living proof[/url] guilty pleasures movie http://moviestrawberry.com/films/film_meet_the_feebles/ superbad movie download
road black hearse movie [url=http://moviestrawberry.com/films/film_darkworld/]darkworld[/url] arundel mills movie http://moviestrawberry.com/films/film_now_and_then/ bolywood movie

Anonimo ha detto...

Hurrah! Finally I got a website from where I can truly obtain valuable information regarding my study and knowledge.


Here is my page: how to earn extra money onlinehow to make lots of money from home
Also see my webpage > legit money making online

Anonimo ha detto...

I was able to find good information from your blog posts.



Here is my web page :: forex platforms

Anonimo ha detto...

Hurrah, that's what I was searching for, what a information! present here at this blog, thanks admin of this web page.

Feel free to surf to my blog post ... legit ways to make money online fast

Anonimo ha detto...

I simply couldn't leave your website before suggesting that I extremely loved the usual info a person provide in your visitors? Is gonna be back frequently to check out new posts

my web site; stock options trading

Anonimo ha detto...

This is really interesting, You're a very skilled blogger. I have joined your rss feed and look forward to seeking more of your wonderful post. Also, I have shared your website in my social networks!

Review my site part time jobs online

Anonimo ha detto...

This is really fascinating, You're an overly skilled blogger. I have joined your rss feed and sit up for in quest of extra of your wonderful post. Additionally, I've shared
your site in my social networks

Visit my web site; make money online Now

Anonimo ha detto...

Good information. Lucky me I came across your site by chance (stumbleupon).
I have saved it for later!

Also visit my web blog; work part time from home online

Anonimo ha detto...

I absolutely love your site.. Great colors & theme.
Did you build this site yourself? Please reply back as I'm planning to create my own personal website and want to learn where you got this from or what the theme is named. Many thanks!

Also visit my web-site; buy penny stocks online

Anonimo ha detto...

Hello, Neat post. There is an issue along with your site
in web explorer, might test this? IE nonetheless is the market chief and
a huge part of other folks will pass over your wonderful
writing due to this problem.

Review my web blog secret ways to Make money online

Anonimo ha detto...

Wow! In the end I got a weblog from where I can really take useful information regarding my study and knowledge.


Feel free to surf to my web-site; best legit way to make money online

Anonimo ha detto...

My spouse and I stumbled over here different web page and thought I should check things out.
I like what I see so now i'm following you. Look forward to looking over your web page for a second time.

Here is my page: earn fast money

Anonimo ha detto...

My partner and I stumbled over here coming from
a different web page and thought I might as well check things out.
I like what I see so now i'm following you. Look forward to looking at your web page again.

My web site; how to work from home and make good money

Anonimo ha detto...

I'm really enjoying the theme/design of your weblog. Do you ever run into any browser compatibility problems? A number of my blog audience have complained about my blog not operating correctly in Explorer but looks great in Safari. Do you have any tips to help fix this issue?

Here is my weblog - stock market day tradingforex scam
My website - stock market Day tradingbest Forex charts

Anonimo ha detto...

I like the helpful info you provide in your articles. I'll bookmark your weblog and check again here regularly. I'm quite certain
I will learn a lot of new stuff right here! Good luck for the next!


Here is my page: what is The best Way to make money

Anonimo ha detto...

Great goods from you, man. I've understand your stuff previous to and you are just too wonderful. I really like what you have acquired here, really like what you are saying and the way in which you say it. You make it enjoyable and you still take care of to keep it wise. I can't wait to read far more from you.
This is actually a tremendous website.

My web blog :: work from home it jobs

Anonimo ha detto...

My brother suggested I may like this blog. He was once entirely right.
This put up actually made my day. You cann't believe just how a lot time I had spent for this information! Thanks!

Also visit my homepage: all penny stocks
Also see my website > trading forex online

Anonimo ha detto...

Hi, I do think this is a great web site. I stumbledupon it ;)
I may revisit yet again since I bookmarked it. Money and freedom is
the greatest way to change, may you be rich and continue to help other people.


Feel free to surf to my web page how to make easy money fast

Anonimo ha detto...

I'm really loving the theme/design of your website. Do you ever run into any browser compatibility issues? A couple of my blog readers have complained about my website not operating correctly in Explorer but looks great in Opera. Do you have any solutions to help fix this issue?

Here is my webpage; jobs to Work from home online

Anonimo ha detto...

Wow, wonderful blog layout! How long have you been blogging for?
you make blogging look easy. The overall look of your site is great,
let alone the content!

My webpage - how To make money fast from home

Anonimo ha detto...

I don't even know how I finished up right here, however I believed this put up was great. I do not recognize who you're
however definitely you're going to a famous blogger when you aren't already.
Cheers!

Feel free to visit my web-site; how to make some money from home

Anonimo ha detto...

That is really fascinating, You're an excessively professional blogger. I've joined
your feed and look forward to in search of more of your great post.
Additionally, I have shared your website in my social networks

my website how to get free money on the internet

Anonimo ha detto...

Greetings! I've been following your website for some time now and finally got the bravery to go ahead and give you a shout out from Atascocita Tx! Just wanted to mention keep up the fantastic work!

My blog post; free money florida

Anonimo ha detto...

You could certainly see your skills in the article you write.
The arena hopes for more passionate writers such as you who aren't afraid to say how they believe. Always go after your heart.

Feel free to visit my web blog - Ways To Earn Money Quick

Anonimo ha detto...

Thanks for finally talking about > "E-commerce e pagamenti on line" < Liked it!

Also visit my blog; make free money now

Anonimo ha detto...

I'd like to find out more? I'd like to find out more details.


My web page ... get money online free

Anonimo ha detto...

I don't even understand how I ended up right here, however I assumed this submit was once great. I do not recognize who you might be but definitely you're going to a well-known blogger
in case you are not already. Cheers!

my blog post; money orders online

Anonimo ha detto...

Incredible! This blog looks just like my old one!
It's on a entirely different topic but it has pretty much the same page layout and design. Superb choice of colors!

my website free money for small business

Anonimo ha detto...



Feеl free to surf to my web blοg :: payday loans online

Anonimo ha detto...



Checκ out my pagе paydayloansonline0.co.uk

Anonimo ha detto...

I don't even know how I ended up here, but I thought this post was great. I do not know who you are but definitely you are going to a famous blogger if you are not already ;) Cheers!

Look at my homepage ... payday loans

Anonimo ha detto...

An impressive share! I have just forwarded this onto a co-worker who was conducting a little homework on this.
And he in fact ordered me breakfast simply because I found it for him.
.. lol. So let me reword this.... Thank YOU for the meal!

! But yeah, thanx for spending the time to talk about this issue here on
your site.

Look into my webpage ... best forex trading course